• Holidays - There are 11 paid holidays annually.
• Vacation - Vacation accrues based on length of service as well as paid hours ranging from 12 days per year to 24 days per year. Exempt employees accrue up to 24 days per year. Employees may carry up to two times the annual accrual available.
• Sick/Emergency Leave - Employees accrue sick/emergency leave based on paid hours up to 12 days per year. Employees may carry up to 1,040 hours of sick leave.

Retirement/Health Insurance Transition Benefit
Upon retirement, employees age 55 or above who have 15 years of continuous service may be compensated for their accrued sick leave, up to a maximum of 1,040 hours, or use the amount toward purchasing extended health insurance coverage.

www.myhighmark.com 
1-888-809-9121

• Highmark Summary of Benefits (PY2025)
• Highmark Summary of Benefits and Coverage (PY2025)
• Highmark Medical Insurance Overview (PY2025)
• Highmark Summary Plan Description (PY2024) will update once we receive it from Highmark for PY2025
• Learn more about the Health Care Flexible Spending Account
• Watch this video to Learn more about Navigating the Health Care Flexible Spending Account online site
• Onduo: Well360 Diabetes Management Information
• Blue 365 Discounts
• Behavioral Health Resources
• Spring Health: Mental Health Support
• Sword: Virtual Physical Therapy Care Program

We offer one medical and prescription insurance plan, Super Blue Plus, through Highmark of West Virginia with three network tiers. The three tiers are:

• Enhanced Network- this includes the majority of Marshall Health Network providers.  A comprehensive list can be found below.  The deductible for individual is $300 and $600 for family.
  • Enhanced Network Facilities and Provider Groups
    • Marshall Health Network Facilities: Cabell Huntington Hospital, St. Mary's Hospital, Rivers Health
    • Provider Groups: Marshall Health, Pleasant Valley Physicians, OccuMed, St. Mary's Hospitalist, St. Mary's Medical Mgt, HIMG,CHH Family/Physicians Group

• Standard Network- This includes the national in-network providers and facilities. The deductible for individual is $1,000 and $2,000 for family.
• Non-Network- This is the out of network providers and facilities for Highmark. The deductible for individual is $1,500 and $3,000 for family.

www.UnitedConcordia.com

1-800-332-0366

• United Concordia Plan Information
• United Concordia Network Handout
• United Concordia Smile for Health Handout
• United Concordia Get Started Handout
• United Concordia Dental Benefits Handout
• United Concordia Value of Going to The Dentist Handout

There are two dental plan options - a Low Option and a High Option. The premium structure is dependent upon the plan and what type of coverage they elect: employee only, employee and child(ren), employee and spouse, family, etc.

www.eyemed.com 
1-866-804-0982

• EyeMed Plan Information
• EyeMed FAQ Handout

The premium structure is dependent upon what type of coverage they elect: employee only, employee and child(ren), employee and spouse, family, etc.

Life Insurance is currently through The Standard Insurance Company. This begins the first day of the month coinciding with or following date of hire. This is at no cost to employees. The life benefit is equal to 1.25 times the annual salary with a minimum $60,000 coverage and a maximum benefit of $210,000 unless the employee is past the age of 65, at which time the benefit is reduced.

To elect to make changes to your Optional Life Insurance coverage, please contact Amber Gough at gougha@marshall.edu or 304-691-1646.

• Coverage Highlights
• Short Term Disability - Summary Plan Description

Short Term Disability is currently through The Standard Insurance Company.  If elected this benefit begins the first day of the month coinciding with or following date of hire. The premiums and weekly benefit are based on age and 60% of annual salary up to $1,000 maximum weekly benefit.

To elect to make changes to your Short Term Disability coverage, please contact Amber Gough at gougha@marshall.edu or 304-691-1646.

• Long Term Disability Policy
• Employee Assistance Program

Long Term Disability through Northwestern Mutual is for all benefit eligible employees with the exception of Resident Physicians.

This begins the first day of the month coinciding with or following date of hire. This is at no cost to the employee. One must be disabled six months before becoming eligible to receive benefits. It is based on 60% of annual salary up to a maximum of $100,000 annual salary. There is a $5,000 per month maximum payout. This would be offset by an amount received from social security. This does not include any privately owned policies.

• Long Term Disability Pamphlet
• Long Term Disability Certificate

Long Term Disability through Guardian is for Resident Physicians.

This begins the first day of the month coinciding with or following date of hire. This is at no cost to the employee. One must be disabled six months before becoming eligible to receive benefits. It is based on 60% of annual salary. There is a $3,000 per month maximum payout. This would be offset by an amount received from social security. This does not include any privately owned policies.

Retirement is through TIAA (Teachers Insurance Annuity Association).

Contributions
Participation is MANDATORY for all benefit eligible employees with the exception of Resident Physicians. 6% is deducted from the employee’s pay on a pre-tax basis and 6% is contributed by the organization, thus making a 12% total contribution to an employee’s retirement fund.

Vesting Requirements
To be vested (retain employer’s portion of contributions) employees must remain employed with Marshall Health and be a participant in the plan for three years.

Optional Contributions
There is also an option for employees to begin a supplemental retirement account (SRA) and have non-matched funds submitted to a retirement plan. This option is for any employee no matter their benefits status or position. 

To elect to make changes to your Supplemental Retirement Account, please contact Amber Gough at gougha@marshall.edu or 304-691-1646.

Marshall Health encourages employees who are pursuing job-related undergraduate and graduate educational degrees tuition assistance. Regular full-time employees of Marshall Health who have completed at least one year of continuous employment are eligible to receive 75% of the cost of their tuition up to a maximum of $1,000 during the fiscal period.